Airbnb and Short-Term Rental Calculator
Run the revenue model first. Then confirm the address is permitted to rent that way at all.
What This Calculator Does
Average daily rate multiplied by occupancy gives projected annual revenue; from there the calculator strips out what a short-term rental genuinely costs to operate — cleaning, platform fees, furnishings, utilities, management, lodging taxes — to leave net income and a direct comparison against renting the same unit annually.
Who Is This For
Investors weighing short-term against annual rental income, Miami condo owners testing the math before they furnish, and buyers who need to know whether a listing's advertised Airbnb income survives contact with the building's rules.
How It Works
Put in the nightly rate and occupancy you expect, or begin from market benchmarks and adjust. Add cleaning, management, and furnishing costs, then set the net result beside the long-term rent the same property would fetch.
Frequently Asked Questions
What rate and occupancy should I assume?
Work from the specific building and unit type whenever possible. As a market-level reference, AirDNA data for Miami in 2026 puts occupancy near 56% and the average daily rate near $277. Your own figures will move with location, view, bedroom count, and how actively the listing is run.
Is short-term renting permitted at my address?
This is the question that settles the deal, and it is answered locally. Municipalities across Miami-Dade regulate short-term rentals differently — by zoning district, by registration requirement, or by outright prohibition in residential areas. Confirm the rule for the exact address before underwriting anything.
What about the condo rules?
A building's declaration and rules can impose a minimum lease term, as many South Florida associations do, and that term overrides your business plan whatever the city allows. Read the condo documents during the inspection period, not after closing.
Which taxes apply to short stays?
Short stays are taxable lodging in Florida: state sales tax plus the county tourist development levy, on top of any local registration or licensing requirement. Platforms collect some of these automatically and not others, so establish which ones remain yours to remit.
Why is net so far below gross revenue?
Because a short-term rental is an operating business. Cleaning between stays, platform commission, utilities and internet, furnishing and replacement, higher insurance, and management all come out before any comparison with a long-term lease. Vacancy is real as well — occupancy well under 100% is normal, not a failure.
Does short-term always beat an annual lease?
No. It wins where the nightly premium clearly outruns the operating drag and the property is legally allowed to do it. Where the building caps lease terms or the season is thin, an annual tenant delivers steadier income for far less work.