Real Estate ROI Calculator
Test any investment property against the numbers to confirm the projected returns are worth the buy.
What This Calculator Does
Enter the purchase price, the rent you expect, operating expenses, and how long you intend to hold, and the calculator computes your overall ROI — a concrete number you can weigh against competing deals.
Who Is This For
Built for investors browsing Miami listings, landlords wanting a sharper read on how their portfolio performs, and anyone deciding whether a rental belongs in their South Florida holdings.
How It Works
Provide the purchase price, the monthly rent you can realistically collect, your expected annual expenses, and your planned holding period. The calculator returns a projected ROI alongside an estimated cash flow.
Frequently Asked Questions
What is a good ROI for rental property?
What counts as good comes down to the market and how much risk you will accept. Across Miami, a yearly ROI of 6-10% is widely seen as a solid rental outcome, with even higher returns within reach in up-and-coming neighborhoods.
What expenses should I include?
Account for property taxes, insurance, a maintenance reserve near 1% of property value, management fees of 8-10%, a vacancy allowance of 5-8%, and HOA dues wherever they apply.
How do I account for appreciation?
Miami property has historically climbed 3-5% in value annually, which can add real weight to your total return. Work it into your projections, but remember appreciation is never a sure thing.
Should I consider leverage?
A mortgage lets leverage amplify your returns, yet it also raises your risk and squeezes monthly cash flow. Run both a financed and an all-cash scenario before you commit.